These ETFs will also carry interest-rate risk, especially the 10-year ETF. The investor can overcome this risk by holding them till maturity, suggests Sanjay Kumar Singh.
'Many enter the civil services with the desire to do good work but get beaten by the system, step back or become part of it.' 'Ten fantastic officers out of 100 can completely change the game.'
The coming years could be exciting for Bandhan Bank, IDBI Bank, IDFC First Bank, Federal Bank, and CSB Bank.
Use fixed maturity plans to tide interest rate volatility if you're okay with lock-in because longer duration. FMPs can give up to annualised 7.7 per cent returns.
While there is easy access to money, the flip side is the high interest rate and processing fees, points out Sarbajeet K Sen.
By scrimping and saving your whole life for retirement, you need to make sure those funds are kept safe for your future needs. Here are a few tips on how to protect your retirement funds
The Indian Post Payments Bank will be a boon to Indians who live in rural areas. India has 154,000 post offices, of which 139,000 are rural.
Images from football action around European leagues played on Sunday
This feat was achieved 25 years after the mutual funds industry was opened to private players. The industry now aims to achieve the next Rs 25 trillion in 5 years.
Experts say this is a good time to buy a house for self-use, points out Sanjay Kumar Singh.
'Why are FMPs used as a vehicle for promoter funding against listed shares?' asks Debashis Basu.
'Apart from providing you with the ability to withstand escalating medical expenses, a dedicated financial plan for health will also ensure financial independence in old age,' advises Arun Thukral, MD & CEO, Axis Securities.
If your case is picked up for random scrutiny, any of the tricks that you or your financial advisor may have used to avoid tax will be easily detected.
By evaluating their loan rate against the best available every year, borrowers can achieve considerable savings over the entire tenor, suggests Sanjay Kumar Singh.
Go for it! Buying insurance online is a cost-effective way that will save you both money and time.
If IOC is not allowed to run its own affairs, then we can see it close down in the next 10 to 15 years, warns Sudhir Bisht.
Priyadarshini Maji evaluates the impact that payment banks are likely to have on your financial life.
Given its features as a retirement product (long lock-in and compulsory annuitisation), investors should have other investments they can fall back on in case they need funds
Consider these six things before going crazy on the big sale war between Flipkart, Amazon and Snapdeal!
The trick is to know how long you are supposed to hold which document, observes Bindisha Sarang.
French hacker Elliot Alderson had earlier pointed out UIDAI helpline (1800-300-1947) could just be "the tip of the iceberg", hinting there could be additional data or trackers on Indian phone manufacturers' devices.
Advait Rao Palepu reports how a recent Supreme Court order will impact motor vehicles insurance policies.
Even investors with sums as low as Rs 1,000 per month can start their investment journey.
Do you save more money if you use bank portals for online shopping?
'Historically, the lead-up to a general election tends to be excessively volatile and big losses are perfectly possible.'
Define ownership proportionately at the time of registration to ensure that you don't face problems on taxation front.
For investors, every cost-saving means higher returns.
Keep a close eye on credit quality, financials of NBFCs before investing. These instruments should not constitute more than 15 to 20 per cent of your debt portfolio.
'One day the stalker showed up at my house at 6 am, confronted my parents, asked for me and said he was in love with me.'
Don't worry about volatile, erratic cash flows, freelancers. Vishal Dhawan explains how you can invest and achieve your financial goals despite irregular income.
'The effect will be seen two-three quarters down the line.'
Incomes such as dividend, interest on tax-free bonds, eligible gifts, etc should also be reported even though they are tax exempt, suggests Sanjay Kumar Singh.
Ever wondered what financial advice would the Sarabhais of Sarabhai Vs Sarabhai churn out? Read on to know!
The insatiable greed for money and power is too large, too repugnant to thwart. And no one epitomised that better than Harshad Mehta, notes Dhruv Munjal.
With big data analyses, your investments, spends and big purchases are being tracked more closely now by the income tax department.
It's best to know if both of you share the same aspirations, ambitions and will be sharing a similar life.
'What motivated us was that a lot of people, especially youngsters, had a negative image about India.'
The administration was triggered by Force India's Mexican driver Sergio Perez, supported by engine provider Mercedes and team sponsor BWT who were also owed money by a team struggling financially.